body 
	{ 
	background: #000;
	font: normal normal normal 10pt times New Roman, Times, Serif;	
	line-height: 18px;
	text-align: center;
	}

a { color: black; text-decoration: none; border-bottom: 1px solid #C7C3A7;   }
a:hover { color: #666666; }

table.main 
	{
	width: 100%;
	height: 100%;
	}

table.main td 
	{
	height: 100%;
	width: 100%;
	vertical-align: middle;
	text-align: center;
	font: normal normal normal 11px verdana;
	}

table#contactform td
	{
	align: left;
	}

div.outtercontainer
	{
	position: relative;
	width: 730px;
	height: 610px;
	}

div.container 
	{
	position: absolute;
	top: 30px;
	left: 15px;
	width: 711px;
	height: 553px;
	background-color: #000;
	border: 1px solid #a0c1d6;
	}

div.header
	{
	position: absolute;
	top: 3px;
	left: 3px;
	height: 100px;
	width: 705px;
	background-color: #a0c1d6;
	z-index: 9;
	}

div.menu
	{
	position: absolute;
	top: 65px;
	left: -1px;
	height: 453px;
	width: 125px;
	padding-top: 20px;
	padding-right: 6px;
	background: url(piers2.jpg) no-repeat scroll 0% 0%;
	z-index: 10;
	}

div.menu img
	{
	margin-top: 5px;
	}

div.menu a
	{
	text-decoration: none;
	border-top: 2px solid black;
	border-bottom: 2px solid black;
	}

div.blah
	{
	position: absolute;
	top: 106px;
	left: 3px;
	height: 20px;
	width: 705px;
	background-color: #eff3f9;
	}	

div.body
	{
	position: absolute;
	top: 126px;
	left: 3px;
	height: 389px;
	width: 705px;
	background-color: #eff3f9;
	z-index: 8;
	overflow: auto;
	scrollbar-face-color:#DEDABA;
	scrollbar-arrow-color:#000;
	scrollbar-track-color:#CDC9AA;
	scrollbar-shadow-color:#666666;
	scrollbar-highlight-color:#FFFFFF;
	scrollbar-3dlight-color:#FFFFFF;
	scrollbar-darkshadow-Color:#000000;
	}

img.mortgageservices
	{
	position: absolute;
	top: 0px;
	left: 335px;
	}

img.teamphoto
	{
	position: absolute;
	top: 25px;
	left: 190px;
	}

img.tagline
	{
	position: absolute;
	top: 360px;
	left: 300px;
	}

div.content
	{
	position: absolute;
	top: 40px;
	left: 145px;
	height: 333px;
	width: 520px;
	text-align: left;
	font: normal normal normal 10pt arial;	
	}

div.testcontent
	{
	position: absolute;
	top: 40px;
	left: 145px;
	height: 333px;
	width: 520px;
	text-align: left;
	font: normal normal italic 10pt arial;	
	}

img.headshot
	{
	position: absolute;
	top: 40px;
	left: 145px;
	border: 2px solid black;
	}

span.name
	{
	position: absolute;
	top: 40px;
	left: 320px;
	font: normal normal bold 15pt arial;
	}

span.title
	{
	position: absolute;
	top: 65px;
	left: 320px;
	font: normal normal italic 11pt arial;
	}

span.email
	{
	position: absolute;
	top: 85px;
	left: 320px;
	font: normal normal italic 10pt arial;
	}

span.email a
	{
	color: #015287;
	}
	
span.email a:hover
	{
	color: black;
	}	

span.bio
	{
	position: absolute;
	top: 120px;
	left: 320px;
	width: 345px;
	height: 200px;
	font: normal normal normal 10pt arial;
	line-height: 17px;
	text-align: left;	
	}


span.pagetitle
	{
	font: normal normal bold 15pt arial;
	margin-botom: 20px;
	}


div.footer
	{
	position: absolute;
	top: 518px;
	left: 3px;
	height: 32px;
	width: 705px;
	background-color: #465054;
	}

span.firstcap
	{
	position: absolute;
	top: 3px;
	left: 8px;
	}

img.phone
	{
	position: absolute;
	top: 7px;
	right: 3px;
	}

span.credit
	{
	position: absolute;
	bottom: 0px;
	right: 5px;
	color: #C7C3A4;
	}

span.credit a
	{
	color: #C7C3A4;
	border: none;
	font-weight: bold;
	}

span.credit a:hover
	{
	color: white;
	}	


#nav, #nav ul { /* all lists */
		padding: 0;
		padding-left: 4px;
		margin: 0;
		list-style: none;
		float : left;
		width : 125px;
		text-align: left;
	}
	
	#nav li { /* all list items */
		position : relative;
		float : left;
		line-height : 1.25em;
		margin-bottom : -1px;
		width: 100px;
	}
	
	#nav li ul { /* second-level lists */
		position : absolute;
		left: -999em;
		margin-left : 115px;
		margin-top : -26px;
		
	}


	#nav li ul ul { /* third-and-above-level lists */
		left: -999em;
	}
	
	#nav li a {
		width: 109px;
		w/idth: 109px;
		height: 23px;
		margin-top: 5px;
		display : block;
		color : white;
		font-weight : normal;
		text-decoration : none;
		background-color : black;
		border : 1px solid black;
		padding: 3px;
		padding-top: 8px;
		
	}



/* IE style \*/ 
* html #nav li a 
{ 
		width: 117px;
		w/idth: 117px;
		height: 27px;
		margin-top: 5px;
		display : block;
		color : white;
		font-weight : normal;
		text-decoration : none;
		background-color : black;
		border : 1px solid black;
		padding: 3px;
		padding-top: 5px;} 
/* IE style */ 



	#nav li a:hover {
		color : white;
		background-color : #015287;
	}


	#nav li:hover ul ul, #nav li:hover ul ul ul, #nav li.sfhover ul ul, #nav li.sfhover ul ul ul {
		left: -999em;
	}
	
	#nav li:hover ul, #nav li li:hover ul, #nav li li li:hover ul, #nav li.sfhover ul, #nav li li.sfhover ul, #nav li li li.sfhover ul { /* lists nested under hovered list items */
		left: auto;
	}
	
	#content {
		margin-left : 12em;
	}

	input, select
	{
	font: normal normal normal 10px arial;
	}

	ul.loanprocess li
	{
	margin-top: 15px;
	font: normal normal normal 10pt arial;
	)